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KeepBudget vs BudgetBakers

The closest comparison on this site: two wallet-based budget apps that both take manual money seriously. Here’s where they differ — honestly, including where BudgetBakers wins.

Facts and prices checked 30 July 2026 (BudgetBakers’ pricing varies by region and runs occasional lifetime deals). Spotted something outdated? Tell us and we’ll fix it.

0

bank connections — private by design

166

currencies at live rates, plus crypto & stocks

$0

free forever — the full starter kit

Choose KeepBudget if…

you want a free plan with a budget, a recurring rule, a savings goal and an income goal built in, crypto and stocks beside your cash, full Arabic with RTL, and one flat Pro price.

Choose BudgetBakers if…

European bank sync matters most to you — BudgetBakers connects thousands of EU and UK banks through its aggregator — and you’re comfortable with its Premium pricing tiers.

Side by side

Free plan
KeepBudget1 wallet · 1 budget · 1 recurring · 1 goal · 1 target · unlimited transactions
BudgetBakersManual tracking, a few accounts, basic reports
Paid plan
KeepBudgetOne Pro plan: $4.99/mo · $39/yr — everything included
BudgetBakersPremium ≈ €4.49/mo, yearly discounts, occasional lifetime deals
Bank sync
KeepBudgetNone — by design. Manual entry + Excel/CSV import, no bank logins
BudgetBakersYes — 5,000+ EU & UK banks via the SaltEdge aggregator (Premium)
Privacy model
KeepBudgetBank credentials never leave your hands — nothing to connect
BudgetBakersBank connections flow through a third-party aggregator
Crypto & stocks
KeepBudgetCrypto and stock wallets with live prices, in your net worth
BudgetBakersNot a focus
Multi-currency
KeepBudget166 currencies at live rates
BudgetBakers150+ currencies, one per account
Arabic & RTL
KeepBudgetFull Arabic with complete right-to-left support
BudgetBakersNo Arabic
Your data
KeepBudgetExcel & CSV import and export on every plan
BudgetBakersExports available

Why people pick KeepBudget

A complete free starter kit

BudgetBakers’ free tier is tracking plus basic reports. KeepBudget’s free plan ships a budget, a recurring rule, a savings goal, an income goal and unlimited transactions — the whole habit loop.

Nothing to connect, nothing to leak

BudgetBakers’ best features lean on bank connections through an aggregator. KeepBudget takes the opposite bet: no credentials, no consent renewals, no broken sync — and identical behavior in every country.

Crypto and stocks are first-class

Coin and stock wallets valued at live prices sit inside your net worth next to cash and cards — not bolted on.

Where BudgetBakers is genuinely better

  • Bank sync breadth in Europe: thousands of EU and UK institutions through its aggregator — if automatic imports outweigh manual control for you, that’s the deciding feature.
  • More accounts on the free tier — KeepBudget’s free plan is deliberately one active wallet.
  • A longer track record and mature native mobile apps on iOS and Android.

Switching from BudgetBakers takes minutes

1

Export from BudgetBakers

Export your records from BudgetBakers to a spreadsheet file.

2

Import into KeepBudget

Create a free account, add your wallets, and import the Excel/CSV — mapping takes a minute.

3

Rebuild your setup

Categories, budget, recurring bills, savings goal — then it maintains itself.

KeepBudget vs BudgetBakers — quick answers

Is KeepBudget a good alternative to BudgetBakers?

Yes — especially if you want a fuller free plan, crypto and stock tracking, Arabic support, or budgeting with zero bank connections. If EU/UK bank sync is your must-have, BudgetBakers keeps that edge.

Which is cheaper — KeepBudget or BudgetBakers?

They’re close: KeepBudget Pro is $4.99/month or $39/year flat; BudgetBakers Premium is around €4.49/month with yearly discounts and occasional lifetime offers that can undercut it. Compare against what you actually use.

Can I import my BudgetBakers data into KeepBudget?

Yes — export from BudgetBakers to a spreadsheet and import it into KeepBudget. Import and export work on every plan, including free.

Why doesn’t KeepBudget offer bank sync like BudgetBakers?

By design: no credentials to hand over, no aggregator in the middle, no sync that silently breaks — and it works with every bank on earth, not only supported ones.

Try the no-connections approach

One of everything free forever. Your data in, your data out — always.

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